Last Updated: 10 June 2023

 

1. Information We Collect

Personal Information We may collect the following types of personal information from you:

 

• • Contact Information: Name, email address, phone number, and mailing address.

• • Financial Information: Payment details and billing address.

• • Identity Verification: Government-issued ID, date of birth, and social security number.

Non-Personal Information We may collect non-personal information that does not identify you directly, including:

 

• • Browser and Device Information: IP address, browser type, device type, and operating system.

• • Usage Data: Information about how you use our website, including pages visited, links clicked, and time spent on our site.

Log Data When you visit our website, our servers may automatically log standard data provided by your web browser.

Device Data When you visit our website or interact with our services, we may automatically collect data about your device.

2. How We Use Your Information

We use your information for the following purposes:

 

• • To Provide Services: Process your rent-to-own applications, manage your account, and fulfill your orders.

• • Customer Support: Respond to your inquiries and provide customer support.

• • Marketing and Communication: Send you promotional offers, newsletters, and updates (with your consent).

• • Improving Services: Analyze usage data to improve our website, services, and customer experience.

• • Legal Compliance: Comply with applicable laws, regulations, and legal processes.

3. Legal Basis for Data Collection

We collect and process your data based on the following legal grounds:

 

• • Consent: When you have given explicit consent for specific purposes.

• • Contractual Necessity: To fulfill our contractual obligations to you.

• • Legal Obligations: To comply with legal requirements.

• • Legitimate Interests: To pursue our legitimate business interests in improving our services and marketing to our customers.

4. Sharing Your Information

We may share your personal information with:

 

• • Service Providers: Third-party vendors who assist us with payment processing, data analysis, marketing, and other business operations.

• • Legal Authorities: Law enforcement, government agencies, or authorized third parties if required by law or in response to legal requests.

• • Business Transfers: In the event of a merger, acquisition, or sale of all or part of our assets, your information may be transferred to the new owner.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Data Retention Policy

We retain your personal data only as long as necessary to fulfill the purposes outlined in this policy or as required by law. Once your data is no longer needed, we will securely delete or anonymize it.

7. Your Rights

You have the following rights regarding your personal information:

 

• • Access: Request access to the personal information we hold about you.

• • Correction: Request correction of inaccurate or incomplete information.

• • Deletion: Request deletion of your personal information, subject to certain legal obligations.

• • Opt-Out: Opt-out of receiving marketing communications from us.

8. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small data files stored on your device that help us understand your preferences and improve our services. You can manage your cookie preferences through your browser settings.

9. Automated Decision-Making

We do not use automated decision-making processes or profiling.

10. Dispute Resolution

In case of any disputes regarding our privacy practices, we will use third-party dispute resolution services to resolve the matter amicably. If necessary, legal actions may be taken to ensure compliance and protection of your rights.

11. Business Transfers

In the event of a merger, acquisition, or sale of our business, your personal information may be transferred to the new owner. We will notify you of any such changes and your rights in relation to your personal data.

12. Children’s Privacy

We do not aim any of our products or services directly at children under the age of 13, and we do not knowingly collect personal information about children under 13.

13. International Transfers of Personal Information

The personal information we collect is stored and/or processed in the United States or where we or our partners, affiliates, and third-party providers maintain facilities. We will protect the transferred personal information in accordance with this privacy policy.

14. Links to Third-Party Sites

In the event our site contains links to third-party sites and services, please be aware that those sites and services have their own privacy policies. After following a link to any third-party content, you should read their posted privacy policy information about how they collect and use personal information. This Privacy Policy does not apply to any of your activities after you leave our site.

15. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated date. We encourage you to review this policy periodically to stay informed about how we protect your information.

16. Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

 

• • Email: info@rtowebby.com

By using our services, you consent to the terms of this Privacy Policy.